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Small businesses continued to show confidence in their future growth, according to the latest Small Business Cash Flow Trend Report from OnDeck and Ocrolus.
"Our data shows that businesses aren’t just reacting—they’re planning ahead and positioning themselves to succeed," says David Snitkof, general manager of small business at Ocrolus. "By using real-time, AI-powered analytics, lenders can better support small businesses and help them thrive in today’s dynamic market."
Key takeaways:
- An overwhelming 92% of small business owners are confidently anticipating moderate to significant growth over the next year, with 26% expecting significant expansion.
- Small businesses are increasingly leveraging the speed and ease of non-bank lenders for their working capital needs, with 72% choosing these solutions over traditional banks.
- Small business owners continue to see inflation (32%) and cash flow (31%) as top challenges.
- Among small businesses using AI, 66% apply it to marketing tasks.
- A majority of small businesses (57%) are actively preparing for the potential impact of tariffs.