1. The first step is to recognize who pays for Workers' Comp claims.
2. Report injuries immediately to your insurance agent.
3. Train supervisors how to handle injuries.
4. Figure out if others are getting into your checkbook.
- Be alert to "Monday morning accidents." When investigated, they may be found to have occurred over the weekend. In the same way, take note of injuries that occur when no one else is around, particularly soft tissue injuries, specifically to the lower back.
- Make sure your insurance agent reviews loss runs and the medical bills carefully to make sure the services reflect mandated medical care protocols.
5. Help employees understand Workers' Comp.
6. Investigate immediately.
7. Always perform a pre-employment background check.
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